How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,9221
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,922
$210
9
53
$3,844
$220
17
54
$5,766
$231
25
55
$7,688
$243
32
56
$9,610
$255
38
57
$11,532
$268
43
58
$13,454
$281
48
59
$15,376
$295
52
60
$17,298
$310
56
61
$19,220
$326
59
62
$21,142
$342
62
63
$23,064
$359
64
64
$24,986
$377
66
65
$26,908
$396
68
66
$28,830
$416
69
67
$30,752
$437
70
68
$32,674
$459
71
69
$34,596
$482
72
70
$36,518
$506
72
71
$38,440
$531
72
72
$40,362
$558
72
73
$42,284
$586
72
74
$44,206
$615
72
75
$46,128
$646
71
76
$48,050
$678
71
77
$49,972
$712
70
78
$51,894
$748
69
79
$53,816
$785
69
80
$55,738
$824
68
81
$57,660
$865
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $210/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.